E-banking

Equifax E-Banking designed the CustomerLink suite of Electronic Banking products to provide Financial Institutions' busy clients worldwide access to their Financial institution 24 hours a day, everyday. These solutions provide clients a wealth of advantages in managing their finances. Customers can access their account information as often as they like from any location, transfer funds from one account to another and gain information on their institutions' products and services. This allows the Financial Institution to broaden its customer base by increasing the institutions presence in new markets without investing the capital needed for brick and mortar branches. The CustomerLink suite offers institutions increased customer service, strengthened customer relationships, a revenue stream of non-interest fee income and a presence in the global virtual marketplace.

Full overview of product or service: (one page - fully detailed and outlined) Now your financial institution can deliver the state-of-the-art electronic services today's busy corporate and retail clients demand, simply and affordably with CustomerLink. The CustomerLink family of electronic banking solutions uses Windows NT(r) and SQL (a powerful database language) to help you reduce your processing costs and retain and grow your base of profitable clients.

Here's what the CustomerLink family offers:

Cash Management
Internet or Private Network

Electronic access to account information -- plus the ability to transmit vital instructions to your financial institution any time of day or night -- gives corporate decision-makers an important tool to control their cash and stay ahead of their competition. Providing access via direct PC-to-PC connection or the Internet also gives your financial institution an advantage over regional and national financial institutions that promise similar services. At the same time, you can reduce your costs for delivering account information electronically, while adding to your revenue with service-related fees.

PC Banking
Internet or Private Network

Your virtual branch -- delivered to clients' homes via direct PC-to-PC connection or the Internet -- fulfills the promise of the computer age to your retail banking clients. This powerful tool lets clients access account information and pay bills quickly and conveniently, without stamps and envelopes. CustomerLink PC Banking lets you lead the way in providing state-of-the-art banking without adding to your costs, and generates new fee revenue from services your computer-savvy clients can't wait to get.

Telephone Banking

A telephone link to current account information gives your busy clients access to your financial institution 24 hours a day, everyday. It's a convenient way for them to keep up with their finances, without borrowing time from their already hectic work, family or social schedules. Telephone Banking lets you respond to your clients' needs without extending your financial institution's hours and adding employees. And, it's a great medium for marketing new programs and services.

ACH Origination

Direct deposit of payroll -- plus the ability to provide a host of other time-and-money-saving ACH solutions for corporate clients -- gives your financial institution the power to compete with the larger regional and national financial institutions entering your market. CustomerLink's built in risk-management and compliance features make it easy for you to manage incoming transactions. And, each time your clients make transactions directly via the ACH, you save on check processing costs.

Contact:
Christine Bauer, Vice President of Sales, 888-453-5323, chris.bauer@efx-ebanking.com, 103 Commerce Street, Suite 120, Lake Mary, Florida 32746.