Equifax believes that you, as a visitor to our web site, will want
to know how any personal information you provide through such visits
will (or will not) be used by us and the choices you have.
Here are our web site privacy policies stated in question and answer
format.
Frequently Asked Questions About Information
Privacy:
Q1. Can I visit the Equifax web site anonymously?
A1. Yes, you can visit the Equifax site anonymously
and download certain information without providing any personal
identifiers.
Q2. Does Equifax use any technology such as the "cookies"
process to automatically identify your email address or any other
visitor-specific identifying information as you visit the Equifax
web site?
A2. No. Equifax does not use "cookie" technology. Equifax
is considering implementing some of the emerging tools, such as
the Platform for Privacy Preferences, TRUSTe, and the Open Profiling
Standard, to help you better manage any privacy bargain you may
want to establish.
Q3. What information does Equifax capture when you visit the
Equifax web site?
A3. Equifax records each visit primarily
to maintain a statistical count. If you fill out the electronic
order form for a credit report, we capture that data (name, address,
former address, Social Security number, age/date of birth, credit
account information, etc.) to verify your identity so that we can
be sure that we are sending the correct report to the proper individual.
The system may also store your email address.
Q4. What use is made of the personally
identifiable information that Equifax captures from your visit to
the Equifax web site?
A4. The application data is used to verify
your identity if you are ordering a credit report or, in the future,
some other product or service from Equifax. We maintain the data
as a regular customer-service record just as if you had called or
written for a copy of your credit report. Equifax does not disclose
(sell, rent or provide) the personally identifiable data to any
third party for any marketing purposes. Equifax may use the data
including postal address and/or email address to send promotions
for Equifax products and services.
Q5. Does Equifax use consumer credit information
to market consumer products and services by mail?
A5. No. However, we do provide information
to credit card companies and lenders so that they can offer you
pre-approved credit through the mail.
Q6. Does Equifax have an opt-out system
so that I can visit the site and prevent receipt of unwanted marketing
materials via email or postal service?
A6. Yes. Equifax does have an opt-out feature
allowing you to indicate that you do not want to receive any promotional
materials from Equifax either by email or the US Postal Service.
If you prefer not to receive pre-approved offers, you may call us
at:
1-888-5 OPT OUT (1-888-567-8688)
Q7. Who can I contact at Equifax if I
have questions about your privacy/information use policies?
A7. If you have questions or comments about the Equifax privacy/information
use policies, please email privacy/information use policy questions
and comments to privacy@equifax.com