Information Services

Scope
Equifax is a leading provider of consumer and commercial financial information worldwide:
• The largest provider of consumer information in the U.S.
• The largest provider of consumer and commercial information in Canada, the U.K., Spain, Portugal, and Latin America, with operations in Chile, Brazil, Argentina, Peru, Colombia, El Salvador, and Mexico.
• Equifax provides information on almost 400 million consumers and businesses around the world.
And through its electronic commerce initiatives, Equifax facilitates the delivery of products and services for its customers and enhances the privacy and security of transactions over the Internet and other networks.

Customers
Equifax provides information services to customers in these industries:
• Financial services, retail, mortgage, telecommunications, utilities, automotive, information technology, and healthcare industries, and the government.
• The Company markets to customers within specific industry segments, enabling Equifax to precisely focus on industry needs and to provide product experts to each industry segment.
• In its electronic commerce operations, Equifax provides identity authentication services and issues and manages digital certificates to companies using the Internet and other networks.

Products
Equifax enhances its core information businesses with innovative products and technologies that enable customers to manage information with greater precision and profitability.
• Consumer and commercial credit information
• Risk management services
• Fraud detection and prevention
• Locate services
• Card marketing services
• Account acquisition services
• Notification services
• Mortgage information
• Outsourcing of collection services
• Equifax Decision PowerSM for streamlined decisioning capabilities
• Authentication of buyers and sellers
• Issuance and management of digital certificates and directories