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Equifax is a worldwide leader in shaping global commerce, brings buyers and sellers together through its information management, transaction processing, and knowledge-based businesses. Atlanta-based Equifax (NYSE: EFX) serves the financial services, retail, credit card, telecommunications/utilities, transportation, information technology and healthcare industries, and government. Global operations include consumer and commercial credit information services, payment services, software, modeling, analytics, consulting and direct-to-consumer services. Using a broad range of knowledge-based solutions, Equifax makes commerce happen for its customers by providing services and systems that help grant credit, offer credit and debit card services, issue and manage digital certificates, authenticate identity, enhance customer relationships, manage checks, prevent fraud, outsource receivables, predict consumer behavior, market products and manage risk. Equifax is the leader in providing consumer credit information in the U.S. and consumer and commercial credit information in Brazil, Chile, Argentina, U.K., Spain, Portugal, Canada, Colombia, Peru and El Salvador. Equifax is the leader in full-service credit card processing for credit unions and independent banks in the U.S. It is also a leader in providing check guarantee and verification in the U.S., U.K., Canada, Ireland, France, Australia and New Zealand. Equifax adds knowledge, expertise, convenience and security to provide value-added solutions and processes for its customers wherever they do business, including the Internet and other networks. The company operates through five divisions: North American Information Services, Payment Services, Equifax Europe, and Equifax Latin America. Entering its second century in business, Equifax employs more than 14,000 associates in 18 countries with sales in nearly 50 countries. Revenues for the 12 months ended December 30, 1998, were more than $1.6 billion. Equifax is part of the S&P 500.
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